/* Lawsons Equity Refunds — navy + gold. */
:root{
  --navy-950:#0a1a3a;
  --navy-900:#0f2148;
  --navy-800:#152a5c;
  --navy-700:#1c356f;
  --navy-600:#25457f;
  --navy-500:#3a5a92;
  --navy-400:#6a83b0;
  --ink-900:#0b1220;
  --ink-700:#334155;
  --ink-500:#64748b;
  --ink-400:#94a3b8;
  --line:#e5eaf2;
  --line-2:#eef2f8;
  --bg:#ffffff;
  --bg-soft:#f6f8fc;
  --bg-tint:#eef3fb;
  --gold:#916b1a;
  --gold-2:#b98a2b;
  --gold-soft:#f6ecd3;
  --success:#0f7a4d;
  --danger:#b3261e;
  --radius:14px;
  --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(15,33,72,.06), 0 2px 6px rgba(15,33,72,.05);
  --shadow-md:0 4px 14px rgba(15,33,72,.08), 0 12px 30px rgba(15,33,72,.06);
  --shadow-lg:0 20px 50px rgba(15,33,72,.12);
  --ff-sans:'Plus Jakarta Sans','Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --ff-body:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:var(--ff-body);
  background:var(--bg);
  color:var(--ink-900);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{display:block;max-width:100%}
a{color:var(--navy-700);text-decoration:none}
a:hover{color:var(--navy-900)}
h1,h2,h3,h4{font-family:var(--ff-sans);color:var(--navy-900);line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-weight:800}
h2{font-weight:700;font-size:clamp(1.75rem,3vw,2.5rem)}
h3{font-weight:700;font-size:1.15rem}
p{margin:0 0 1em;color:var(--ink-700);font-size:1rem}

.container{max-width:1180px;margin:0 auto;padding:0 24px}
.container--narrow{max-width:820px}

/* ==== TOP BAR ==== */
.topbar{background:var(--navy-950);color:#dbe4f5;font-size:.82rem}
.topbar__inner{display:flex;justify-content:space-between;align-items:center;height:36px;gap:16px}
.topbar a{color:#dbe4f5}
.topbar a:hover{color:var(--gold-2)}
.topbar__left,.topbar__right{display:flex;align-items:center;gap:18px}
.topbar .dot{width:6px;height:6px;border-radius:50%;background:var(--gold-2);display:inline-block;margin-right:6px}

/* ==== NAV ==== */
.nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 0 rgba(15,33,72,.03)}
.nav__inner{display:flex;align-items:center;justify-content:space-between;height:72px;gap:20px}
.brand{display:flex;align-items:center;gap:10px;color:var(--navy-900);font-weight:800;font-family:var(--ff-sans)}
.brand__mark{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:9px;background:linear-gradient(140deg,var(--navy-900),var(--navy-700));color:#fff;box-shadow:var(--shadow-sm)}
.brand__name{font-size:1.15rem;letter-spacing:-.01em}
.nav__links{display:flex;align-items:center;gap:6px}
.nav__links a{
  color:var(--ink-700);font-weight:600;font-size:.94rem;padding:8px 12px;border-radius:8px;
}
.nav__links a:hover{color:var(--navy-900);background:var(--bg-tint)}
.nav__cta{display:flex;align-items:center;gap:10px}
.nav__phone{color:var(--navy-900);font-weight:700;font-size:.95rem;white-space:nowrap}
.nav__phone span{color:var(--ink-500);font-weight:500;margin-right:6px}

/* ==== BUTTONS ==== */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--ff-sans);font-weight:700;font-size:.95rem;
  padding:11px 18px;border-radius:10px;border:1px solid transparent;
  background:var(--navy-800);color:#fff;cursor:pointer;transition:all .18s ease;
  box-shadow:var(--shadow-sm);
}
.btn:hover{background:var(--navy-900);transform:translateY(-1px);box-shadow:var(--shadow-md);color:#fff}
.btn--sm{padding:9px 14px;font-size:.88rem}
.btn--lg{padding:14px 22px;font-size:1rem}
.btn--block{width:100%}
.btn--gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#231a04;border-color:transparent}
.btn--gold:hover{background:linear-gradient(135deg,#a67824,var(--gold));color:#231a04}
.btn--outline{background:#fff;color:var(--navy-900);border-color:var(--navy-800)}
.btn--outline:hover{background:var(--navy-900);color:#fff}
.btn--ghost{background:transparent;color:var(--navy-900);border-color:var(--line);box-shadow:none}
.btn--ghost:hover{background:var(--bg-tint);border-color:var(--navy-400)}

/* ==== HERO ==== */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(1000px 500px at 90% -10%,rgba(185,138,43,.10),transparent 60%),
    linear-gradient(180deg,#f6f9ff 0%, #ffffff 70%);
  border-bottom:1px solid var(--line);
}
.hero__inner{padding:72px 24px 60px;display:grid;grid-template-columns:1.15fr .95fr;gap:56px;align-items:center}
.hero .pill{
  display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;
  background:#fff;border:1px solid var(--line);color:var(--navy-800);font-weight:600;font-size:.82rem;
  box-shadow:var(--shadow-sm);
}
.hero .pill .dot{width:8px;height:8px;border-radius:50%;background:var(--success);display:inline-block;box-shadow:0 0 0 3px rgba(15,122,77,.15)}
.hero h1{font-size:clamp(2rem,4.4vw,3.35rem);margin:18px 0 14px}
.hero h1 .accent{color:var(--gold);position:relative;white-space:nowrap}
.hero h1 .accent::after{
  content:"";position:absolute;left:0;right:0;bottom:-4px;height:8px;
  background:linear-gradient(90deg,transparent, var(--gold-soft), transparent);
  border-radius:6px;z-index:-1;
}
.hero__lead{font-size:1.08rem;color:var(--ink-700);max-width:560px;margin-bottom:24px}
.hero__cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:24px}
.trust-row{display:flex;flex-wrap:wrap;gap:22px;color:var(--ink-500);font-size:.85rem;font-weight:600}
.trust-row span::before{content:"✓";color:var(--success);margin-right:6px;font-weight:800}

.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:38px;max-width:640px}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 14px;text-align:left;box-shadow:var(--shadow-sm)}
.stat__num{display:block;font-family:var(--ff-sans);font-weight:800;font-size:1.55rem;color:var(--navy-900)}
.stat__label{color:var(--ink-500);font-size:.85rem;font-weight:600}

/* Hero side card */
.hero__card{
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow-lg);position:relative;
}
.hero__card::before{
  content:"";position:absolute;inset:-1px;border-radius:17px;pointer-events:none;
  background:linear-gradient(160deg,rgba(212,164,71,.25),rgba(15,33,72,0) 40%);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;padding:1px;
}
.hero__card h3{font-size:1.15rem;margin-bottom:6px}
.hero__card p.sub{color:var(--ink-500);font-size:.9rem;margin-bottom:16px}

/* ==== SECTION ==== */
.section{padding:80px 0}
.section--alt{background:var(--bg-soft)}
.section--dark{background:var(--navy-950);color:#dbe4f5}
.section--dark h2,.section--dark h3,.section--dark h4{color:#fff}
.section--dark p{color:#b8c3dc}
.section__head{max-width:720px;margin:0 auto 48px;text-align:center}
.eyebrow{
  display:inline-block;color:var(--gold);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.78rem;margin-bottom:12px;
}
.section__head p{color:var(--ink-500);font-size:1.05rem}

/* ==== STEPS ==== */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative;box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s}
.step:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.step__n{
  display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:10px;
  background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;font-family:var(--ff-sans);font-weight:800;font-size:1rem;margin-bottom:14px;
}
.step h3{margin-bottom:6px}
.step p{color:var(--ink-700);font-size:.95rem;margin:0}

/* ==== CARDS ==== */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards--3{grid-template-columns:repeat(3,1fr)}
.cards--2{grid-template-columns:repeat(2,1fr)}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;position:relative;
  box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s,border-color .2s;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:#d5deee}
.card__icon{
  width:48px;height:48px;border-radius:12px;background:var(--bg-tint);color:var(--navy-800);
  display:flex;align-items:center;justify-content:center;font-size:1.35rem;margin-bottom:14px;border:1px solid #dbe6f7;
}
.card__badge{position:absolute;top:16px;right:16px;background:var(--gold-soft);color:#7a5a13;font-size:.72rem;padding:3px 8px;border-radius:6px;font-weight:700;letter-spacing:.02em}
.card h3{margin-bottom:6px}
.card p{color:var(--ink-700);font-size:.95rem;margin:0}

/* ==== WHY ==== */
.why{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.why__lead{font-size:1.05rem;color:var(--ink-700);max-width:520px;margin-bottom:22px}
.ticks{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}
.ticks li{position:relative;padding-left:32px;color:var(--ink-700)}
.ticks li::before{
  content:"";position:absolute;left:0;top:5px;width:20px;height:20px;border-radius:50%;
  background:var(--gold-soft) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='none'><path d='M5 10.5l3 3 7-7' stroke='%23916b1a' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") no-repeat center/14px;
  border:1px solid #ecd8a4;
}
.ticks--tight li{padding-left:28px}
.why__panel{
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow-md);
}
.mini-stats{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:22px}
.mini-stat{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:16px}
.mini-stat .stat__num{font-size:1.35rem}
.quote{margin:0;padding:18px;background:var(--bg-soft);border-radius:12px;border-left:3px solid var(--gold-2)}
.quote p{margin:0 0 8px;color:var(--ink-900);font-size:.98rem}
.quote cite{font-style:normal;color:var(--ink-500);font-size:.85rem;font-weight:600}
.quote__stars{color:var(--gold-2);letter-spacing:.15em;margin-bottom:6px}

/* ==== ONLINE SAFETY ==== */
.safety-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.safety-list{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.safety-list h3{color:var(--danger);margin-bottom:12px;font-size:1.05rem;display:flex;align-items:center;gap:8px}
.safety-list.safe h3{color:var(--success)}
.safety-list ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.safety-list li{padding-left:28px;position:relative;color:var(--ink-700);font-size:.95rem}
.safety-list li::before{position:absolute;left:0;top:1px;font-weight:800}
.safety-list.warn li::before{content:"⚠";color:var(--danger)}
.safety-list.safe li::before{content:"✓";color:var(--success)}

/* ==== TESTIMONIALS ==== */
.tcard{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-sm);
  display:flex;flex-direction:column;gap:12px;
}
.tcard p{color:var(--ink-900);font-size:.98rem;margin:0}
.tcard footer{display:flex;flex-direction:column;gap:2px;margin-top:6px;border-top:1px solid var(--line-2);padding-top:12px}
.tcard footer strong{color:var(--navy-900);font-family:var(--ff-sans)}
.tcard footer span{color:var(--ink-500);font-size:.88rem;font-weight:600}

/* ==== ABOUT ==== */
.about{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.about-facts{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}
.about-facts .stat{padding:18px}

/* ==== FAQ ==== */
.faq{display:grid;gap:12px}
.faq details{
  background:#fff;border:1px solid var(--line);border-radius:12px;padding:0;overflow:hidden;transition:box-shadow .2s;
}
.faq details[open]{box-shadow:var(--shadow-md);border-color:#d5deee}
.faq summary{
  list-style:none;cursor:pointer;padding:18px 22px;font-family:var(--ff-sans);font-weight:700;
  color:var(--navy-900);position:relative;padding-right:52px;font-size:1rem;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);
  width:26px;height:26px;border-radius:6px;background:var(--bg-tint);color:var(--navy-800);
  display:inline-flex;align-items:center;justify-content:center;font-weight:700;transition:transform .2s;
}
.faq details[open] summary::after{content:"−"}
.faq details > p{padding:0 22px 20px;color:var(--ink-700);margin:0}

/* ==== CTA / FORM ==== */
.cta{
  background:
    radial-gradient(700px 260px at 10% -10%,rgba(212,164,71,.10),transparent 60%),
    linear-gradient(180deg,#f6f9ff 0%, #ffffff 100%);
}
.cta__inner{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:start}
.cta__text h2{margin-top:8px}
.form{
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:var(--shadow-lg);
}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{margin-bottom:14px;display:flex;flex-direction:column;gap:6px}
.field label{font-size:.85rem;font-weight:600;color:var(--navy-900);font-family:var(--ff-sans)}
.field .opt{color:var(--ink-400);font-weight:500}
.field input,.field select,.field textarea{
  font:inherit;color:var(--ink-900);background:#fff;border:1px solid var(--line);
  border-radius:10px;padding:11px 13px;transition:border-color .15s,box-shadow .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--navy-700);box-shadow:0 0 0 3px rgba(28,53,111,.12);
}
.field textarea{resize:vertical;min-height:88px}
.hp{position:absolute;left:-9999px;height:0;width:0;opacity:0}
.form__note{color:var(--ink-500);font-size:.82rem;text-align:center;margin:12px 0 0}
.form.is-ok{background:#f2f9f3;border-color:#c9e6cf}

/* ==== FOOTER ==== */
.footer{background:var(--navy-950);color:#b8c3dc;padding:56px 0 24px;margin-top:20px}
.footer h4{color:#fff;font-size:.9rem;margin-bottom:14px;letter-spacing:.06em;text-transform:uppercase}
.footer__inner{display:grid;grid-template-columns:1.2fr 2fr;gap:40px;margin-bottom:36px}
.footer__brand .brand{color:#fff}
.footer__brand .brand__mark{background:linear-gradient(140deg,var(--gold),var(--gold-2));color:#231a04}
.footer__brand p{color:#b8c3dc;max-width:340px;margin-top:12px}
.footer__cols{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.footer__cols a{display:block;color:#b8c3dc;padding:4px 0;font-size:.92rem}
.footer__cols a:hover{color:var(--gold-2)}
.footer__bottom{
  display:flex;justify-content:space-between;align-items:center;gap:20px;
  border-top:1px solid rgba(255,255,255,.08);padding-top:20px;font-size:.82rem;color:#8896b6;
}
.footer__disc{max-width:520px;text-align:right}

/* ==== RESPONSIVE ==== */
@media (max-width:1024px){
  .cards,.cards--3{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .hero__inner,.why,.cta__inner,.about,.safety-grid,.footer__inner{grid-template-columns:1fr;gap:36px}
  .footer__disc{text-align:left}
  .footer__bottom{flex-direction:column;align-items:flex-start}
}
@media (max-width:720px){
  .nav__links,.nav__phone,.topbar{display:none}
  .nav__inner{height:64px}
  .section{padding:48px 0}
  .hero__inner{padding:36px 18px 32px;gap:28px}
  .hero h1{font-size:1.9rem;margin:14px 0 10px}
  .hero__lead{font-size:1rem}
  .hero .pill{font-size:.78rem}
  .stats{grid-template-columns:repeat(3,1fr);max-width:none;gap:8px;margin-top:26px}
  .stat{padding:12px 8px;text-align:center}
  .stat__num{font-size:1.1rem}
  .stat__label{font-size:.72rem}
  .cards,.cards--3,.cards--2,.steps,.footer__cols,.about-facts,.mini-stats,.form .row,.trust-row{grid-template-columns:1fr}
  .trust-row{display:flex;flex-wrap:wrap;gap:10px 16px;font-size:.8rem}
  .form,.hero__card{padding:20px}
  .container{padding:0 18px}
  .section__head{margin-bottom:32px}
  .footer__disc{text-align:left}
  h2{font-size:1.6rem}
}